How to Make Money With AI in 2026

By

Ethan Fahey

Dec 1, 2025

Illustration of a glowing light bulb surrounded by dollar coins, a laptop, and AI-themed icons, representing innovation, financial growth, and strategies for making money with artificial intelligence in 2026.
Illustration of a glowing light bulb surrounded by dollar coins, a laptop, and AI-themed icons, representing innovation, financial growth, and strategies for making money with artificial intelligence in 2026.
Illustration of a glowing light bulb surrounded by dollar coins, a laptop, and AI-themed icons, representing innovation, financial growth, and strategies for making money with artificial intelligence in 2026.

Artificial intelligence is opening up all kinds of opportunities to generate income, from freelancing with AI skills to launching your own AI-powered products. Whether you’re experimenting with side projects or building something scalable, there are plenty of practical ways to turn AI expertise into real revenue. If you’re an AI engineer looking to connect with top companies that value these skills, Fonzi AI can help match you with roles where your AI-driven ideas can truly make an impact.

Key Takeaways

  • AI offers diverse income opportunities, from freelancing and consulting to creating unique products and services, enabling entrepreneurs to turn side projects into sustainable businesses.

  • Leveraging AI tools in areas like website development, content creation, and digital marketing can boost productivity and profitability, allowing individuals to excel in a competitive landscape.

  • Understanding the importance of continuous learning and staying updated on AI capabilities and ethical considerations is crucial for success in the evolving AI market.

Quick Start Guide to Making Money with AI

A visual representation of various AI tools and technologies that can help in making money with artificial intelligence.

You can leverage AI for an array of income-generating activities, ranging from writing content and creating art to producing videos for sale. Entrepreneurs can dive into freelancing, consulting, and even generate passive income using the latest AI technologies. The beauty of AI is that some side projects can evolve into full-fledged online businesses, offering a robust platform for sustained earnings.

Platforms like RightBlogger provide over 80 tools to assist online business creators in making money with AI. These tools can help manage side hustles by saving time and boosting earnings, ensuring that your efforts are both efficient and profitable. Using existing AI platforms and APIs is a quick and effective way to monetize AI technologies.

A practical roadmap for beginners involves creativity, hard work, and persistence. Successfully making money with AI isn’t an overnight endeavor, but it can be accomplished quickly, often within a month. The market for AI is predicted to reach a value of 1.01 trillion by 2031, indicating vast income potential. Understanding this expected global market value is crucial for identifying potential revenue streams.

So, how do you get started? Begin by exploring various AI tools that can assist in automating repetitive tasks and performing complex processes, thereby enhancing your efficiency. High-quality AI tools can speed up content creation and boost your earning potential. Integrating these tools into your workflow maximizes both creativity and productivity, allowing you to monetize AI effectively.

Top AI-Powered Business Ideas

A collection of top AI-powered business ideas that can be leveraged for profit.

AI is a goldmine of opportunities waiting to be tapped. From product research for dropshipping to precision agriculture, AI technology can be applied across various business domains, allowing for data science-driven decision-making and enhanced productivity. The application of AI hinges on strategic problem-solving, addressing commerce challenges with innovative solutions.

There are numerous AI tools available for tasks like data labeling, crop monitoring, and much more, making AI accessible for both tech-savvy and non-technical users. Familiarity with these tools not only helps you stand out in a crowded job market but also enhances personal productivity. The professional growth in AI-related fields, including computer vision, can be rapid, yet many skills can become outdated swiftly, highlighting the importance of continuous learning.

Explore three major AI-powered business ideas: AI-powered website development, AI-generated art sales, and creating YouTube content with AI. Each of these ideas leverages AI’s capabilities to streamline processes, automate tasks, and create innovative products and services.

AI-Powered Website Development

Web developers leveraging AI can earn more than $40 an hour, making this a lucrative field. AI offers the following advantages for web development:

  • Designs and creates websites, providing ‘done for you’ solutions

  • Offers fast, affordable, and customized website creation without requiring extensive technical expertise

  • Helps build various types of sites, including eCommerce sites, photography portfolios, and custom websites

  • Reduces the time required to build a website to just one to two weeks

Start by selecting a suitable website builder and outlining goals and functionalities. AI can write website content, choose images, and optimize the user experience while creating content.

After building the website, thoroughly review and adjust it to ensure it meets the desired standards before going live. With a portfolio showcasing your work, you could land your first paid build within two to six weeks.

AI-Generated Art Sales

Monetizing AI-generated artwork can be a creative and profitable venture. You can:

  • Sell your creations on online marketplaces such as Sellfy and Etsy

  • Create merchandise through print-on-demand services

  • Offer unique digital assets like NFTs as another exciting opportunity

However, understanding copyright and licensing rules is essential to avoid legal issues.

AI algorithms can create unique artwork for T-shirts and other merchandise using AI image generators and AI art generators. Artificial intelligence art and art together open new avenues for creativity and commerce, allowing artists to explore new frontiers while generating income.

Creating YouTube Content with AI

Creating YouTube content with AI can:

  • Generate recurring passive income from ad revenue or affiliate links.

  • Yield an average annual income of six figures for YouTube creators, making it a highly lucrative endeavor.

  • Optimize YouTube video content to align with current trends and user preferences, improving engagement and reach on your YouTube channel.

Tools like Pictory, Synthesia, and Runway ML can automatically generate, edit, and repurpose video content from various inputs. Popular topics for YouTube videos include gaming, cooking, fitness, and fashion. By leveraging AI, you can streamline the content creation process and focus on producing high-quality, engaging videos.

AI Tools for Enhancing Freelance Services

Freelancers can significantly enhance their services by utilizing AI tools. AI applications streamline processes by automating repetitive tasks, saving time, and reducing operational costs. AI-powered workflow automation tools, such as Vendasta’s AI Workforce, Zapier, and OpenAI, can automate client interactions and operational workflows, leading to higher efficiency.

AI tools for lead generation can identify quality leads, optimize resources, and provide a deeper understanding of customer preferences. Utilizing AI tools can improve the productivity and quality of freelance services, making tasks easier and more efficient.

Explore three specific areas where many AI tools can enhance freelance services: writing assistants, translation services, and graphic design tools. Additionally, many freelancers can benefit from free AI tools to streamline their workflows. 

AI Writing Assistants

AI writing tools can assist in generating high-quality content quickly, helping freelancers manage multiple projects more efficiently. These tools help writers generate ideas and write faster, allowing them to serve more clients. Examples of AI content generation tools include Jasper, Vendasta’s AI Content Creator, and Writesonic.

Clients will see efficiency and quality improvements with AI writing services. AI writing tools can save time on content creation while ensuring quality, enhancing the writing process by speeding up the process and maintaining accuracy. Additionally, tools like ChatGPT can be used to outline notes and brainstorm ideas, helping jump-start the writing process.

AI Translation Services

AI translation and localization services are in high demand due to globalization, and starting such a business can yield more than $25 per hour. AI translation tools provide:

  • Rapid translations, enabling quick communication and content localization for freelancers

  • Large language models that can translate documents quickly and accurately

  • The ability to adapt content based on culture and use appropriate images

Freelancers should specialize, maintain quality, and understand cultural nuances to stand out in the AI translation market. Offer AI translation services on platforms like Upwork and Fiverr for easy access to potential clients.

The process involves producing a basic translation with AI, followed by a careful review of accuracy by the translator.

AI Graphic Design Tools

AI graphic design tools can help create professional visuals, making it easier for freelancers to meet client expectations without advanced design skills. Examples of AI tools that can be used for graphic design include:

  • Midjourney

  • DALL-E

  • Adobe Sensei

  • Canva.

These tools democratize professional design capabilities, allowing freelancers to deliver high-quality designs efficiently.

Building Custom AI Solutions

Custom AI solutions can be a game-changer for businesses, enabling safer and more efficient software development. Machine learning tools provide a collaborative environment for building and deploying machine learning models, making it easier to create tailored solutions. No-code and low-code platforms allow businesses to integrate AI solutions without needing extensive programming knowledge, making it accessible.

Focus on solving specific industry problems when developing AI software to ensure effective solutions. A common revenue model for software developed with AI is Software as a Service (SaaS), providing a recurring income stream. Entrepreneurs can find opportunities to build or resell AI inventory and forecasting tools for retailers, tapping into a growing market.

Developing AI Chatbots

There is a strong demand for customer service AI chatbots, as they significantly enhance user experience. Custom AI chatbots can perform multiple functions, such as:

  • Answering questions

  • Recommending products

  • Guiding users 

These functions enhance customer interaction. A common pricing model for AI chatbots is a monthly subscription, which can include:

  • Access to the chatbot

  • Regular updates

Continuously update and enhance AI chatbots based on user feedback, and conduct thorough testing before market introduction. Developing AI chatbots offers a lucrative opportunity to automate customer service and improve business efficiency.

AI-Powered Apps and Extensions

Mobile apps, Chrome extensions, and chatbots are examples of applications that can be created using AI. AI coding tools simplify processes, unlock enhanced functionality, automate tasks, identify errors, and optimize code in app development.

Developing AI-powered apps and extensions can offer new revenue streams through personalized content, subscriptions, or targeted advertising.

AI in Digital Marketing

An illustration depicting the role of AI in digital marketing strategies.

AI is reshaping marketing by:

  • Enabling businesses to deliver customized experiences and improve decision-making through data analysis.

  • Aiding lead generation by automating labor-intensive tasks like data collection and analysis.

  • Providing social media automation as a lucrative AI-driven service, offering management solutions for small businesses.

Businesses gain increased conversion rates and stronger customer relationships from AI integration in email marketing. AI uses trained algorithms to analyze user behavior and preferences for targeted outreach.

AI-Powered SEO Services

AI optimizes every aspect of a client’s online visibility. AI functions in SEO include building keyword lists and optimizing content, ensuring better search engine rankings. RightBlogger offers over 80 blogging, SEO, and marketing AI tools, providing a comprehensive suite for enhancing online presence. AI can significantly enhance SEO strategies by automating keyword analysis and optimizing website content.

AI-powered SEO services help businesses achieve higher search engine rankings, drive more traffic, and increase conversions. The automation of these apps saves time and resources, allowing marketers to focus on strategic initiatives that drive growth. Additionally, utilizing AI-powered tools can enhance the effectiveness of these strategies.

AI Ad Retargeting Tools

The purpose of AI ad retargeting tools is to serve personalized retargeting ads, optimize ad placements, and boost conversion rates. AI-powered ad retargeting tools:

  • Track user behavior to serve personalized ads, enhancing ad efficiency and driving better results.

  • Analyze user interactions and preferences.

  • Ensure that the right ads are shown to the right audience at the right time.

Incorporate AI ad retargeting tools into your digital marketing strategy to improve ad performance, increase customer engagement, and achieve higher ROI. The precision and efficiency of AI-driven retargeting make it an essential component of any successful marketing campaign.

Passive Income with AI

Visual representation of passive income opportunities through AI technologies.

AI can help automate tasks, allowing users to earn passive income through various online activities. Individuals can monetize AI automation services by charging per project or offering ongoing support packages. Selling digital products like online courses can generate passive income, with potential earnings of $42 per hour. AI tools can streamline the course creation process, enabling users to develop engaging content efficiently.

Ongoing support for AI implementations secures continuous revenue and enhances client trust. AI-infused apps can offer new revenue streams through personalized content, subscriptions, or targeted advertising.

Let's take a closer look at two specific passive income opportunities: AI affiliate marketing and selling AI-generated reports to make money.

AI Affiliate Marketing

Affiliate marketing involves:

  • Promoting someone else’s product for a commission on sales made through a unique tracking link.

  • Using AI tools to promote products and services for commission, known as AI affiliate marketing.

  • Earning commissions by promoting other people’s products or services.

Commissions in successful affiliate programs can vary, with Bluehost offering rates of 70% or more.

AI tools can assist marketers in identifying profitable affiliate products by analyzing trends and audience preferences. Actively using AI marketing tools can significantly enhance content generation speed for affiliate marketing efforts.

Develop niche blogs focused on AI tools to generate passive income through affiliate marketing. Successful AI affiliate marketing requires:

  • Initial setup work

  • Quality content

  • SEO optimization

  • Audience building

  • Write blog posts

  • Blog posts

Selling AI-Generated Reports

Reports generated by AI can be marketed to businesses as valuable data insights, especially in niche areas. These reports can provide insights into various fields, allowing businesses to make informed decisions. Various online platforms can be utilized for selling these reports, including dedicated marketplaces or personal websites.

Customization options for AI-generated reports can significantly enhance their value, catering to specific client needs. Effective marketing strategies are crucial for successfully selling AI-generated reports, focusing on targeting the right audience.

Maintaining accuracy and relevancy of AI-generated content is vital for customer trust and satisfaction.

Starting an AI Business: Practical Steps

A step-by-step guide on starting an AI business and practical steps to follow.

Starting an AI business can be an exciting and rewarding venture. Creating online courses and workshops can be a viable venture in the growing e-learning market, which is expected to reach $375 billion by 2026. AI enables individuals to start their own business, leveraging various AI technologies to solve needs in the market. Establishing clear objectives is essential for a successful AI initiative, focusing on specific business challenges that need addressing. Additionally, offering an online course can enhance your reach and impact.

Understanding that data collection for AI businesses is often challenging due to the time it consumes and the legal issues related to purchasing data is crucial. Starting an AI business typically requires serious computing power, which can include costly cloud services and pricey GPUs. The biggest investment when starting an AI business is the time dedicated to learning and testing the technologies involved.

Starting an AI business can be cost-effective, with some initial steps costing less than $50 a month. Explore three practical steps: identifying market needs, testing AI tools, and building and launching your product.

Identifying Market Needs

Successful entrepreneurs prioritize customer problems before developing AI solutions. Identifying market needs involves understanding your target audience’s pain points through thorough research. By aligning unique skills with emerging AI capabilities, entrepreneurs can effectively address specific market needs.

Focus on real problems AI can solve, like task automation or customer service, to find a viable AI business idea. The typical timeframe to identify an AI opportunity is between 2 to 4 weeks. This research phase is crucial to ensure that your AI solution meets genuine market demands.

Testing AI Tools

To find the best AI tools for your workflow, follow these steps:

  1. Test a few tools that align with your niche.

  2. During the testing phase, focus on identifying what fits naturally into your workflow.

  3. Aim to find a tool that enhances your workflow by improving efficiency and productivity.

The main goal during AI tool testing is to determine which tools seamlessly fit your workflow. By experimenting with different tools, you can identify the ones that provide the most value and integrate them into your business processes effectively.

Building and Launching Your Product

A minimum viable product (MVP) in the context of AI-powered offers is a lightweight package delivering a clear outcome quickly and repeatedly. Successful AI entrepreneurs rarely get everything right on the first try, and thus, gathering user feedback is essential. After launching your AI offering, it is important to monitor results, track metrics, and make continuous improvements based on user feedback.

Make measurable improvements based on user feedback to ensure the product evolves effectively. A key approach for successful AI entrepreneurship is to start small, learn quickly, and adapt based on what users say. Rapidly launching your AI solution enables faster learning about what drives sales and informs scaling.

How Fonzi Can Help You Hire AI Talent

Employers using Fonzi gain several advantages:

  • Access to pre-vetted candidates, speeding up the hiring process and reducing the risk of mismatches during recruitment.

  • Connection to highly qualified engineers matched with leading tech companies based on specific needs and qualifications for optimal collaboration.

  • Utilization of a ‘Match Day’ system, allowing companies to make salary-backed offers to candidates within a 48-hour window, streamlining the hiring timeline.

Fonzi makes hiring fast, consistent, and scalable, with most hires happening within 3 weeks, significantly improving time-to-hire compared to traditional methods. The candidate experience is preserved and even elevated by Fonzi, ensuring engaged, well-matched talent that is aligned with company values and culture. By leveraging Fonzi, you can efficiently build a strong AI team, whether you are an early-stage startup or a large enterprise.

Fonzi supports both early-stage startups and large enterprises, adapting its solutions from the first AI hire to the 10,000th hire, making it scalable for all. The platform delivers high-signal, structured evaluations with built-in fraud detection and bias auditing, ensuring reliable candidate assessments. With Fonzi, you can confidently hire the best AI talent to drive your business forward.

Common Pitfalls to Avoid in AI Ventures

Embarking on AI ventures comes with its own set of challenges:

  • Approximately 70% to 80% of AI projects fail due to misaligned expectations.

  • Intellectual property infringement is a significant risk, as AI can use copyrighted material without proper permission.

  • Companies must manage privacy and security concerns as AI involves handling sensitive customer data.

Common pitfalls to avoid when making money with AI include overestimating AI capabilities and neglecting legal and ethical considerations. Let’s explore these pitfalls in more detail to ensure you navigate your AI venture successfully.

Overestimating AI Capabilities

Key points about AI implementation include:

  • AI should serve customers and business goals, rather than being an end in itself.

  • Entrepreneurs must thoroughly test AI technology’s capabilities before building businesses around it.

  • Successful AI implementation enhances human decision-making with data-driven intelligence.

AI often struggles with tasks requiring common sense reasoning and creative problem-solving abilities. The current AI is proficient in pattern recognition. It also excels in content generation and data analysis. Common mistakes include building technology-first instead of focusing on customer needs.

The freelance writers industry has been disrupted by generative AI, yet opportunities exist for those who adapt effectively.

Neglecting Legal and Ethical Considerations

It is important to adhere to local regulations. This includes:

  • Complying with data privacy and consumer protection laws.

  • Addressing data privacy laws, AI ethics, bias concerns, and intellectual property issues.

  • Ensuring compliance with data protection laws to avoid legal repercussions when using AI.

Comply with privacy laws by handling user data responsibly through effective data management. Agencies utilizing AI must prioritize transparency and informed consent to maintain user trust.

Key ethical considerations when using AI to earn money include:

  • Business ethics

  • Copyright

  • Data privacy

  • Bias issues

Check the terms of the tools you’re using for any restrictions on commercial use when selling AI-generated content.

Summary

In summary, making money with AI in 2026 offers a plethora of opportunities that span various industries and applications. From AI-powered business ideas and enhancing freelance services to building custom AI solutions and leveraging AI in digital marketing, the potential is vast and exciting. By understanding market needs, testing AI tools, and launching innovative products, you can successfully navigate the AI landscape and achieve your financial goals.

As you dive deeper into the AI space, it’s important to stay grounded about what AI can and can’t do and to keep legal and ethical considerations front and center. Staying informed, flexible, and focused on delivering real value will help you get the most out of AI and open the door to meaningful new income opportunities. And if you’re looking to connect with top AI talent or innovative companies building the future of AI, Fonzi AI makes it easier than ever to find the right matches. With the right mindset and the right tools, the opportunities ahead are wide open.

FAQ

Can I earn money by using AI?

Can I earn money by using AI?

Can I earn money by using AI?

What are some side hustles using AI that require minimal investment?

What are some side hustles using AI that require minimal investment?

What are some side hustles using AI that require minimal investment?

How can AI tools enhance my freelance services?

How can AI tools enhance my freelance services?

How can AI tools enhance my freelance services?

What are the benefits of using AI in digital marketing?

What are the benefits of using AI in digital marketing?

What are the benefits of using AI in digital marketing?

How can I start an AI-powered business?

How can I start an AI-powered business?

How can I start an AI-powered business?